I’ve written a lot on how to save money. After all, in order to build wealth you have to spend less than you earn and invest the rest. But often times, as we progress in our careers our expenses rise with our incomes. This is a phenomenon known as lifestyle…

I want you to do a thought experiment with me. Imagine you’ve entered a race. You can’t leave the race until you finish it and the course is 500 miles long. It’s going to take you at least a few weeks since you’ll be starting on foot. …

I have a secret to share with you. I’m part of a group of people all over the world using this secret and I’m going to let you in on it. …

I’ve taken up the habit of listening to audio books during my commutes and morning walks with my dog. It’s been a great way for me to be productive and continue to learn outside of my full time job. …

This past June, Kelsey’s sister, Kacey, gave birth to John Louis III A.K.A. JJ. Although I already have four nieces and nephews, he is Kelsey’s first nephew and we were so excited to meet him! I started thinking about how he’s going to grow up and what I could do…

Last time, I took a look at what life insurance is, the different options available, and what makes sense. After doing the math, I found that paying for term life insurance and investing the difference provides a much larger nest egg in retirement than whole life insurance could. …

As I’ve continued to write about finance, I’ve put even more effort into my own personal finances. One of the areas that I’ve been neglecting is our insurance setup. We currently have whole life insurance for both Kelsey and myself. Our whole life insurance was always something that I wasn’t…

I recently started working out again. Back in high school and college, I was pretty athletic. I ran track and played soccer in high school. During college, I got involved with Parkour and was working out for 2 hours a day, 4 days a week. After I graduated though, that…

After my last article on traditional and Roth IRAs, one of my friends asked me what I thought about the traditional 401(k) compared to the Roth 401(k) options. At that point, I wasn’t as familiar with what a Roth 401(k) was but I was vaguely aware that it works similarly…