In this particular article, I was indeed evaluating the Whole Life policy as an investment tool. As I said in the article, I was interested to see if using the Whole Life policy as a hedge against market down turns would end up with more money. To keep all things equal, I made the assumption of "forfeiting the death benefit".

I agree that if you have a significant cash value in a Whole Life policy and your dividends can sustain the policy payments, it's probably best to keep the policy in effect.

But with the estimates I was provided, it…

Quan Truong

Eternally striving to live the best life possible

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