Steps to Buying a Home

1. Save for a down payment

2. Check your credit

  • Payment history (35%)
  • Amounts owed (30%)
  • Length of credit history (15%)
  • Credit mix in use (10%)
  • New credit (10%)

3. Pick your loan

4. Pick your lender

5. Pick your realtor

6. Shop for houses!

7. Make an offer

8. Find a title/escrow agent

9. Get final loan estimate and approval

10. Get a home inspector report

11. Shop for homeowner’s insurance

12. Transfer utilities and pack

13. Final walk-through

14. Closing day

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Quan Truong

Quan Truong

Eternally striving to live the best life possible